“Decarbonization Is the Greatest Investment Opportunity of Our Generation”
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Deepening her 17-year career in the financial industry, Diana Rueda has joined BlackRock, where she will be based out of Miami. Coming from MFS Investment Management after an eight-year tenure, she steps into the role of Director and Market Leader at the world’s largest asset manager.
According to market sources, her new responsibilities will focus heavily on the Miami wealth management ecosystem—a hub renowned for its strong concentration of Latin American investors. Her primary mandate will center on servicing wirehouses alongside select independent advisory accounts.
Prior to joining BlackRock, Rueda held progressive roles at MFS Investment Management between July 2018 and her recent departure, starting as a Senior Sales Representative before rising to Senior Regional Consultant.
Earlier in her career, she built extensive institutional experience in Colombia, serving as a Sales Trader at BBVA Colombia, Director of International Investments at Alianza Valores SCB, and a Foreign Associate at Citi.
| By Amaya Uriarte | 0 Comentarios

Allfunds closed the first half of the year achieving a 21.3% year-over-year growth in its assets under administration. According to its financial figures, platform services reached €1.3 trillion, representing a 23% annual increase, supported by net flows of €51.1 billion during the first six months of the year.
“Having completed the review of our business lines, we are now focused on the disciplined execution of our key strategic priorities: accelerating growth in alternative assets and ETFs, and advancing innovation in tokenization. This renewed focus is yielding strong results, with a 21% growth in assets under administration to €1.9 trillion and a 10% increase in revenue for the half-year. This performance demonstrates the continued commitment of our clients and our ability to translate market opportunities into concrete results,” highlighted Annabel Spring, CEO of Allfunds.
One of the most significant growth areas recorded by the firm during the first six months of the year corresponds to its alternative asset solutions. Assets under administration within this segment expanded by 54.4% year-over-year, reaching €41.4 billion. Furthermore, distribution in alternative products surged 62% compared to the same period last year, while the number of managers hosted on its alternatives platform grew 32.5% annually to reach 253 entities. Specifically, the firm onboarded 46 new distributors and 94 asset managers during the half-year period.
| By Amaya Uriarte | 0 Comentarios

BlackRock has announced the launch of its first tokenized fund access offering in Europe through on-chain share classes for select money market funds within the BlackRock Institutional Cash Series (ICS) range. Through this initiative, the asset manager expands blockchain-based capabilities to Europe’s largest liquidity management platform, with the objective of enhancing efficiency, transparency, and accessibility.
To execute this, BlackRock will leverage J.P. Morgan’s Kinexys asset tokenization platform, enabling the new ICS fund share classes to issue digital tokens on the Ethereum blockchain. According to the manager, this framework will allow eligible investors to access tokenized versions of existing liquidity management strategies while preserving the institutional strength and regulatory oversight inherent to money market funds.
“The new tokenized share classes offer several key features, including access to a yield-generating money market fund backed by broad scale and high liquidity. Additional capabilities include the ability to transfer tokens between investors 24 hours a day, 7 days a week, alongside near-real-time visibility and movement of positions on the blockchain. Each token represents an underlying share of an ICS fund, while the official shareholder register will continue to be managed via the fund’s traditional transfer agent infrastructure,” the firm stated.
BlackRock notes that tokenized share classes enable the direct transfer of fund holdings between authorized digital wallets using smart contracts—automated software programs that execute once predefined conditions are met. According to the firm, this technology will unlock new application layers for money market funds, including:
Corporate Treasury Optimization: Streamlining liquidity management and capital efficiency.
Digital Collateral Management: Facilitating real-time pledge and transfer mechanics.
Broadened Distribution Channels: Expanding delivery via banks, wealth management platforms, and digital networks.
Financial Ecosystem Integration: Seamlessly embedding liquidity into broader tokenized market structures.
Beccy Milchem, Global Head of Liquidity Distribution and International Cash Management at BlackRock, noted: “This launch represents a major step in the evolution of how investors access and manage their liquidity, while contributing to the modernization of capital markets infrastructure.”
Hannah Winter, Head of Digital Cash at BlackRock, emphasized: “Tokenized money market funds allow high-quality, short-term investments to transition into digital environments while maintaining the exact same standards of capital preservation, liquidity, and risk management.”
Kara Kennedy, Global Head of Market Development at Kinexys by J.P. Morgan, added that “tokenization has moved from concept to execution,” pointing out that tokenizing share classes brings native blockchain functionalities to established institutional products.
Kinexys serves as the dedicated blockchain business unit within J.P. Morgan Payments. Its tokenization platform plays a pivotal role in issuing and managing the lifecycle of the tokenized shares, handling critical operations such as token minting and burning.
Furthermore, Kinexys functions as the operational bridge between on-chain activity and the traditional transfer agent infrastructure, ensuring full alignment with existing operational workflows while introducing digital asset functionality.
| By Amaya Uriarte | 0 Comentarios

Historically, access to high-net-worth and ultra-high-net-worth clients (HNWIs/UHNWIs) in the US Offshore segment was monopolized by traditional private banking. Global institutions such as UBS, J.P. Morgan, Citi Private Bank, and Santander Private Banking controlled both custody and distribution through closed or guided architectures.
However, the ecosystem has shifted radically due to three primary drivers:
Proliferation of Independent Advisors (RIAs and Multi-Family Offices): Private banking professionals have migrated en masse toward independent firms in Miami or intermediary platforms (independent broker-dealers), demanding open architecture and products free from parent-company bias.
Demand for Private Markets and Liquid Alpha: Clients are no longer satisfied with traditional stock and bond portfolios; they are actively demanding private credit, real estate, infrastructure, and thematic strategies.
Fee Pressure: Investors seek to eliminate the double layers of fees associated with traditional private banks, preferring direct relationships or guidance from fee-only advisors.
In light of this landscape, asset managers have chosen not to rely solely on distribution through traditional private banks. In recent months, the deployment of senior sales teams and direct distribution agreements in hubs like Miami has intensified to service US Offshore platforms directly.
This evolution has heightened competition among asset managers, who no longer limit their offerings to traditional funds. The updated product suite incorporates UCITS vehicles, ETFs, private credit, private markets, global fixed income strategies, and solutions tailored specifically for high-net-worth investors with offshore structures.
Within this new paradigm, Miami consolidates its standing as the primary decision-making hub for Latin American wealth and the focal point where major international firms wage an escalating battle to capture the region’s assets.
This surge of asset managers poses a direct threat to the margins of the traditional private banking model. While institutions like UBS or Citi attempt to retain assets through their integrated custody and wealth management platforms, they face an increasingly sophisticated client base that is unbundling its services: custody remains with low-cost platforms or independent US custodians (such as Pershing, Charles Schwab, or Fidelity), while investment strategy design is delegated to specialized managers.
For the high-net-worth Latin American client, the result is a significantly broader and more competitive investment offering. Global asset managers compete head-to-head in markets like Miami to design tailored solutions for a capital base that shows no signs of returning to its home markets in the near term.
The ultimate consequence is a fundamental redefinition of the competitive model in the US Offshore business. The contest is no longer fought solely among private banks for asset custody, but between banks and global asset managers for control of the client relationship.
| By Amaya Uriarte | 0 Comentarios

Apollo Global Management has announced the opening of a new office in Austin, Texas, aiming to transform the location into a strategic hub for talent, innovation, and long-term business growth. According to the firm, the new office will be led by Eric Needleman and Mike Downing. Despite the expansion, Apollo clarified that New York City will remain the firm’s global headquarters.
“At Apollo and Athene, we help meet the capital needs of businesses and economies while enabling individuals to retire with peace of mind. That mission has driven our innovation for more than three decades, and this new presence continues that DNA. Change is the only constant, and we prefer to lead it rather than react to it. Austin allows us to build the next generation of Apollo and Athene, including challenger models for parts of our own business, leveraging the talent, technology, and business environment that already exist in the region. That is why we chose Austin and Texas,” said Marc Rowan, CEO of Apollo.
According to the firm, the new strategic growth hub will incubate new and emerging businesses across its asset management and retirement solutions platforms, focusing on the product cycle, distribution, infrastructure, and market-making. Additionally, it will serve as the launchpad for evolving the company’s approach to technology and operations, in close proximity to firms shaping the next phase of sector growth.
Greg Abbott, Governor of Texas, stated: “Texas is the financial capital of America. Apollo made the right choice in selecting Texas for its new strategic growth hub. Our state is already home to the largest financial services workforce in the nation, and this major expansion in Austin will cement Texas’ global leadership in the sector. For innovative industry leaders seeking stability, speed, and scalability, there is no better place to invest and grow than Texas.”
Meanwhile, Kirk Watson, Mayor of Austin, highlighted that the city represents an excellent investment for companies due to its abundant supply of young, skilled, and creative talent. “Apollo chose Austin because of our talent, our magnificent natural environment, our rich cultural offerings, and our leadership position in the innovation economy. It is exciting that young Austinites graduating from local universities will have another opportunity to launch their careers right here at home, without needing to move to the East Coast or elsewhere. I am proud that Austin continues to be the destination of choice for companies looking to grow, innovate, and invest,” he noted.
Texas leads the nation in Fortune 500 company headquarters—a base that includes a growing concentration of advanced technology, microchip manufacturing, and defense tech firms alongside the state’s historical leadership in energy and infrastructure. Apollo views this ecosystem as ideal for supporting its next phase of growth and aligning with its vision of an ongoing global industrial renaissance.
Apollo’s new presence strengthens nearly two decades of partnerships in Texas, including strategic organizations that connect companies with the local innovation ecosystem. Texas already ranks among the firm’s top five capital bases, positioning Apollo to deepen relationships with innovative companies seeking long-term capital partners at the forefront of technology and financial services. Notably, Austin provides Apollo with access to a talent profile distinct from its other offices.
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The market is seeing a reduction in overweight positions in 10-year Japanese Government Bonds (JGBs), reflecting rising domestic inflation, yen weakness, high energy prices, and the Bank of Japan’s (BoJ) trajectory of gradual monetary policy tightening.
During the first half of 2026, inflation in Japan has remained at moderate levels compared to previous years, hovering below the official 2% target set by the BoJ. In fact, the monetary institution revised its median core CPI estimate downward to 2.5%, compared to the 2.8% previously estimated. Furthermore, the BoJ projects that core inflation will hover around 2.4% in FY27 and 2.0% in FY28, suggesting a progressive anchoring around the official long-term target.
According to experts, this downward revision is primarily attributed to the temporary effect of government energy subsidies during the summer months, among other measures. “Japan has announced plans to reduce the consumption tax on food from 8% to 1% starting in April 2027, aiming to address cost-of-living concerns amid low public approval regarding inflation management. Although fiscal risks persist, retail and food and beverage companies are the primary beneficiaries,” notes Louis Chua, Asia Equity Analyst at Julius Baer.
In a press conference held on the afternoon of July 27, 2026, Japanese Prime Minister Sanae Takaichi announced that a proposal to reduce the consumption tax will be presented later this week, lowering the tax on food products from 8% to 1%, effective April 2027. To provide context, Chua explains that reducing the food consumption tax is a key campaign promise of the ruling Liberal Democratic Party (LDP), with the cost of living being one of the top concerns among Japanese citizens.
“According to the latest Yomiuri poll, only 21% of respondents approve of the government’s response to high inflation, while 71% disapprove, which may have contributed to the recent downward trend in the government’s approval ratings. A bill to approve the tax cuts will be submitted to the Diet of Japan following the conclusion of bipartisan debates, despite the opposition having previously opposed these cuts,” the Julius Baer expert points out.
This concern over the standard of living in Japan leads directly to analyzing the BoJ’s recent moves. Although it kept its policy rate unchanged at its July 30–31 monetary policy meeting, the Outlook Report contained several hawkish elements, such as upward revisions to its real GDP growth forecasts for fiscal years 2026 and 2027. However, Japanese sovereign bond futures experienced a mild bounce following the release of the statement and report. “Overall, markets did not seem convinced that the report provided sufficient justification to price in additional rate hikes,” BofA analysts note.
Nevertheless, they believe that whether markets assign a higher probability to a September rate hike will largely depend on the extent to which the Takaichi administration shows support for further increases. In this regard, the next key catalyst will be the Summary of Opinions, scheduled for publication on August 10, specifically the comments from the Cabinet Office representative attending the meeting.
“Governor Ueda’s statements during the press conference carried a somewhat hawkish tone. His comments, noting that the risk of Japan returning to deflation has diminished and that clear signs of a significant rise in inflation expectations have recently emerged, suggested the possibility of a faster pace of rate hikes. As a result, the market-implied probability of a hike at the September meeting has increased,” stated Tomonobu Yamashita, Interest Rate Strategist at BofA.
For BofA experts, a key takeaway from this BoJ meeting was that while hawkish elements were present, they were not sufficient to exert renewed downward pressure on USD/JPY after the pair had already been pulled lower by suspected foreign exchange market interventions.
In the view of Shusuke Yamada, FX and Rates Strategist at BofA, the risk of further yen depreciation persists if left unchecked. “If authorities allow USD/JPY to rebound upward, their credibility could be eroded, raising the cost of future interventions down the road. In our view, this is precisely the moment when authorities should firmly push USD/JPY lower and prevent a rapid return to the yen weakness trend. We continue to believe that a consolidated break below ¥155 could alter market dynamics in USD/JPY. Such a move could trigger a broader shift in positioning and flow patterns that have long favored yen weakness. As we see it, authorities should now demonstrate clear resolve to defend the currency,” Yamada argues.
In fact, authorities have already taken action. As explained by Sree Kochugovindan, Senior Economist at Aberdeen Investments, coordinated foreign exchange market interventions were conducted by Japan and the United States to help stem yen weakness. This marks the first coordinated intervention since 2011, which was aimed at curbing yen appreciation following the Great East Japan Earthquake.
“On July 30, at a strategically chosen moment—after the Federal Reserve’s policy meeting and prior to the BoJ’s—Japan’s Ministry of Finance (MoF) carried out an estimated unilateral intervention of between 8.5 and 10 trillion yen, while the Federal Reserve Bank of New York conducted rate checks. This helped spur a sharp, albeit only partially sustained, rally in the yen from multi-decade lows,” she explains. Subsequently, on July 31, Japan sold USD/JPY again, while the New York Fed sold EUR/JPY on behalf of the US Treasury via two US dealers.
In her view, over the short term, the combination of intervention risk, US backing, and a more hawkish BoJ stance increases the likelihood of further short-covering trades in USD/JPY, especially given the high level of speculative short positions on the yen.
“Further appreciation could also ripple across other markets as carry trades are unwound. This was previously observed in the summer of 2024, when a surprise announcement from the BoJ triggered a sharp rise in the yen. For Japanese Government Bonds (JGBs), growing concerns over yen-driven inflation and rising expectations of further BoJ tightening measures should maintain upward pressure on yields, particularly if exchange rate weakness resumes and strengthens the case for an earlier rate hike. However, over the long term, intervention alone is unlikely to reverse the trend without further normalization by the BoJ and narrower rate differentials,” the Aberdeen Investments expert concludes.
| By Amaya Uriarte | 0 Comentarios

Historically, the outflow of Latin American capital to the United States was driven by defensive logic. Business owners and high-net-worth families transferred a portion of their wealth to safeguard it from devaluations, inflation, political uncertainty, or the financial crises that periodically hit the region. It was known as flight capital: money seeking refuge. Today, this phenomenon is undergoing a profound shift.
The flow of wealth originating from Latin America—and particularly from Mexico—is no longer driven solely by asset protection. According to the LATAM Family Office Society, business families are establishing permanent structures along the Miami-Texas corridor, turning it into a strategic hub from which they coordinate corporate governance, generational succession, international investments, private asset management, and co-investments alongside other high-net-worth families.
In other words, it is no longer about taking money out of the country, but rather about internationalizing the family business without abandoning its local operations. This shift represents one of the most significant transformations in the Americas’ wealth management and family office market over the past decade. The difference between the two models is substantial.
Whereas in the past a large portion of Latin American wealth arrived in the United States to remain relatively static—deposited in bank accounts, real estate, or financial instruments considered safe—the goal today is different.
Business families are establishing investment vehicles, international holdings, family offices, trusts, private foundations, and corporate governance structures that enable them to manage businesses spread across multiple countries, facilitate wealth succession, and involve new generations in decision-making.
Two US states are essential to these objectives: Texas has established itself as the operational hub for these structures, while Miami continues to serve as the financial and wealth gateway for Latin America.
The combination proves especially attractive to Mexican business owners due to geographic proximity, commercial integration under USMCA, the depth of the US financial system, and a growing ecosystem of specialized advisors catering to large fortunes—though, in reality, entrepreneurs and investors of many nationalities are making their way to these destinations.
Capgemini’s World Wealth Report 2026 points out that the wealth of high-net-worth individuals (HNWIs) reached a record high of $98 trillion after growing 8.7% during 2025—the largest annual increase since 2018. The global population of HNWIs reached 25.3 million people, nearly two million more than the previous year.
North America once again concentrated a large portion of that expansion. The United States added 736,000 new millionaires during 2025, bringing its HNWI population to 8.7 million, while the segment’s total wealth grew by 9.2%. In contrast, Latin America showed much more modest growth.
Capgemini estimates that the wealth of Latin American high-net-worth individuals grew around 5.1%, while the HNWI population barely increased by 0.3%, reflecting that the region continues to face economic and political uncertainty. Mexico stood out within the regional context, posting a 5.4% increase in high-net-worth wealth and a 1.8% rise in the number of HNWIs.
For many years, Texas was viewed primarily as the state for manufacturing plants or US-Mexico trade-related companies; today, its role is quite different.
Houston, Dallas, and Austin have transformed into decision-making centers for Latin American family businesses, wealth planning firms, alternative investment managers, law firms, private banks, and tax advisors. Proximity to Mexico allows daily operations to run smoothly while strategic decisions regarding international investments, succession, or global expansion are made from the United States.
Furthermore, Texas offers an attractive environment due to its regulatory framework, lack of state personal income tax, lower operating costs relative to other US financial centers, and an increasing concentration of specialized talent.
While Texas strengthens its corporate profile, Miami retains its position as the primary financial hub for Latin America’s largest fortunes.
The city hosts offices of virtually every major international bank specializing in private banking and wealth management, as well as legal, tax, and fiduciary firms tailored to Latin American clients.
According to the World’s Wealthiest Cities 2025 report by Henley & Partners and New World Wealth, Miami boasts around 38,800 millionaires, consolidating its standing as one of the world’s primary centers for mobile private wealth. The city continues to serve as a meeting point for investors, asset managers, and business families from Mexico, Brazil, Colombia, Argentina, Chile, and other Latin American markets.
One of the less visible drivers behind this transformation is the generational shift; thousands of Latin American family businesses will face wealth and corporate succession processes over the coming decade.
The challenge is no longer simply distributing assets, but preserving companies operating across multiple countries, managing private investments, coordinating different family branches, and preparing the rising generations.
In this context, family offices are evolving into comprehensive platforms capable of combining traditional investments with private assets, infrastructure, private equity, international real estate, and philanthropic strategies.
Wealth sophistication is also reshaping portfolio composition; according to Capgemini, 88% of high-net-worth individuals currently work with more than one wealth management firm, primarily to access opportunities in alternative investments, private markets, and specialized strategies.
This shift explains why Latin American family offices are demonstrating growing interest in private equity funds, private credit, infrastructure, technology, artificial intelligence, and international co-investments—they no longer seek merely to preserve wealth, but to participate directly in its creation.
The transformation of the Miami-Texas corridor reflects a far deeper shift than a simple geographic movement of capital. It represents the evolution of major Latin American fortunes toward an international model in which the family business ceases to be tied to a single country and begins operating through global investment, succession, and corporate governance platforms.
For Mexico, this trend is particularly meaningful. Growing economic integration with the United States, the nearshoring phenomenon, the consolidation of USMCA, and the expansion of business wealth are prompting an increasing number of families to professionalize the administration of their wealth through international structures. It is here that the old concept of flight capital loses its relevance.
In its place emerges a new era in which Latin American wealth does not abandon its home countries, but builds a second platform from the United States to compete in a global market.
| By Amaya Uriarte | 0 Comentarios
